Kitty Morais Tavares de Melo

Kitty Morais Tavares de Melo

About Me

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Miami, FL, United States
REALTOR AT DECOPLAGE REALTY, SOUTH BEACH -Esta é a hora de investir e por que não ter a tão sonhada "Vacation Home" em Miami?.

Sunday, July 18, 2010

Comprar Apartamentos em Miami


O Mercado Brasileiro esta MUITO CARO!

É a resposta demais 90% das pessoas que andam à procura de imóveis no Brasil.

Alguns Observadores avançavam com a hipótese de uma bolha imobiliária no Brasil.

Casas e apartamentos cada vez mais caros e que nem sempre se adequam exactamente às necessidades de cada um: muito apertado e muito caro ... resumindo, Brasil no momento atual mercado de imóveis não vale apena investir.

Nos Estados Unidos,o mercado da construção imobiliária esteve em constante progressão desde 2002, os preços de venda cresceram absurdamente entre 2002 e final de 2008 criando a "bolha imobiliária Americana ".

Com efeito da bolha os preços baixaram expresivamente em 2009 e continuo a baixar no inicio de 2010 encorajando a aquisição de propriedades, no entanto, segundo semestre de 2010 o mercado imobiliário esta mostrando os seus primeiros sinais de recuperação.

Resultado: os investidores estão aproveitando o momento cuja a reacção do mercado nos faz acreditamos que a revalorização do mercardo imobiliários americanos oferecem boas oportunidades e os preços devagar estão voltando a subir, este e o momento oportuno para investimento.Kitty de Melo

Thursday, June 17, 2010

Vacation Apartments At Decoplage in South Beach Miami

Vacation Apartments In South Beach



The Decoplage Condominium sits at the intersection of Lincoln Road and the Atlantic Ocean in South Beach, Florida. It is strategically located in the heart of everything that makes South Beach a world famous destination - often referred to as "America's Riviera"! Within minutes you can walk to our amazing beaches or stroll to some of the finest restaurants and best nightlife in the world. We truly believe we have the best address in town and we'd love you to join us!

Sunday, May 16, 2010

Prevent New Tax Burdens on Real Estate

Prevent New Tax Burdens on Real Estate

Congress is considering new tax proposals that would place additional burdens on owners and investors in residential and commercial real estate.

The real estate industry is still very fragile and likely to remain so. In better times, the real estate industry would be a dynamic engine of job creation. Any new tax burdens on real estate owners will impair and delay further recovery. These proposals are ill-advised, inopportune and potentially destructive. Please take action today to tell Congress "No New Real Estate Tax Burdens".

What's At Stake:

1. ANYONE who receives rental income will be required to file IRS Form 1099 reports if they pay any contractor (plumbers, repairmen, etc) $600 or more in any given year.

2. Congress is considering taxing "carried interest" at ordinary income rates instead of capital gains. Currently, carried interests is taxed at 15%.

Send a letter to the following decision maker(s):
Your Congressperson
Your Senators

Below is the sample letter:

Subject: REALTORS oppose new tax burdens on real estate

Dear [decision maker name automatically inserted here],

I am a Realtor and your constituent. Reports indicate that Congress may vote this week on a spending and tax measure that could include two harmful tax provisions directly affecting real estate. I urge you to oppose these changes.

The first would require that ALL landlords provide an IRS Form 1099 to all contractors they do business with if they pay that contractor $600 or more in any given year. The proposal would apply even to those who own just one property. This is a trap for the unwary. Since many of my clients are "little guys" looking to supplement their income with real estate investments, any proposal requiring them to file Forms 1099 would impose new expenses and subject them to penalties they are ill-equipped to pay. Often these small landlords don't use tax professionals; if adopted, this proposal could force them to incur the expense of hiring tax professionals. This proposal is burdensome and overreaching. Oppose it.

I also oppose a proposed change to tax carried interest at ordinary income rates. A real estate investment however, is fundamentally different from a hedge fund or financial instrument investment. An investment in real estate is nothing like playing with other people's money. Real estate is a fixed asset held for a long period of time. The worst thing about this proposal is that, for the first time, a particular type of real estate investment gain would no longer qualify for capital gains treatment. This is a terrible precedent. Oppose it.

The real estate industry, in all its commercial, multi-family and individual investment categories, is still very fragile and likely to remain so. These proposals are ill-advised, inopportune and potentially destructive. Keep our real estate market recovery on track by opposing these measures.

Friday, April 30, 2010

Short Sale?

As far I know, short sale in real estate occurs when the outstanding loans and liens against a property are greater than the proceeds from the sale of the home, after all closing costs are paid. This occurs only when a home owner meets the qualifications, and the home owners lenders agree to allow a short sale. In the event of a short sale, a lender can release you free from the property, and fully forgive you of any deficiency! why would people agree to do a deed-in-lieu of foreclosure when a short sale might be a better option for them? Just because it release debts not mean it has no troubles, example IRS When on the short sale when "Cancellations of Debts" are present. "If you borrow money from a commercial lender and the lender later cancels or forgives the debt, you may have to include the cancelled amount in income for tax purposes, depending on the circumstances. When you borrowed the money you were not required to include the loan proceeds in income because you had an obligation to repay the lender. When that obligation is subsequently forgiven, the amount you received as loan proceeds is normally reportable as income because you no longer have an obligation to repay the lender. IRS is usually required to report the amount of the canceled debt which for they it is considered an income."

Here’s a very simplified example. You borrow $200,000 and default on the loan after paying back $70,000. If the lender is unable to collect the remaining debt from you, there is a cancellation of debt of $130,000, which generally is taxable income to you. Next Year you have to declare that you won 130,000 as a result, you will have to pay taxes for it.